NewsWhitepaper
Browsing Category

Personal Finance : Business & Finance

How To Sell Your Pension Benefits

A pension is a guaranteed periodic payment that is provided to former employees who have retired and worked the requisite number of years for a particular employer. And, because it is eventually owned by the employee after meeting certain requirements, a pension right is considered an asset from a l...More...

How to Report Your West Virginia Debit Cards as Lost or Stolen

When a person speaks about a "West Virginia debit card," the description usually refers to a prepaid VISA debit card issued by Chase used to disburse unemployment benefits or child support payments in the state of West Virginia. Whether you have a WV Unemployment debit card or a WV Bureau for Child ...More...

How Banks Make Money From Debit Cards

A debit card, which looks exactly like a credit card but draws funds from a linked bank account to pay for purchases, makes life convenient. Rather than carrying around a wad of cash or having to fill out personal checks to pay for stuff, consumers can simply slide their debit cards through a reader...More...

I Want to Raise My Credit Score

Raising your credit score not only increases your chances of qualifying for a new loan or credit card, but it also decreases the interest rate you pay on borrowed money. Use several strategies to raise your credit score, some of which have an immediate effect and others that require a few years to h...More...

Salary for a Hairstylist in Arizona

Hairstylists specialize in styling a client's hair according to her wishes. These cosmetology professionals dress their client's hair to conform to the latest fashions, or they create the hairstyle appearance of a specific time period or fashion. Arizona-based hairstylists are regulated by the Arizo...More...

The Average Pay of a Professional Singer

While many average people sing in the shower, the car or in karaoke bars with dubious aptitude, the U.S. Bureau of Labor Statistics says 43,350 people were employed as professional singers or musicians in May 2010. Professional singers perform songs and may also play music instruments on stages, for...More...

How ATMs Work

The Purpose of an ATMAn Automated Teller Machine (ATM) is used to electronically withdraw money from and deposit it to your bank account. Unlike human bank tellers, an ATM works 24/7, so you can withdraw your funds during an emergency. You can also use an ATM to withdraw money from your......More...

Is it Legal to Close an IRA Before a Divorce?

Whether you live in a community property (CP) or an equitable distribution (ED) state, you will probably learn that your property division judge won't care whose name appears on an Individual Retirement Account (IRA) when it comes time to distribute marital property and debt. Pending distribution, h...More...

What You Need to Know When You Get Supplemental Security Income

If you have a serious, long-term disability and limited income and resources, you may qualify for Supplemental Security Income. The program is also available to financially needy people who are blind or aged at least 65. While benefit amounts can vary, SSI recipients receive monthly checks to help p...More...

Who Does the Debt Get Passed on to After Death?

Children and other relatives may worry they will be held responsible for the debt of loved one after she dies. However, debt cannot be inherited or transferred to someone else after the borrower dies. This means you do not need to worry about paying off debt you did not personally borrow or sign for...More...

How to Check My Credit Bureau

Your credit report contains information, such as payment history, outstanding and account balances, which directly affects how much you pay for insurance, whether you qualify for a loan and if an employer considers you for a position. Before applying for a loan, it is important that you to print a c...More...

How to Earn Cash Quick

Things come up; whether it's a bill that is past-due or an unexpected medical expense, there are occasions when we need to earn cash quick....More...

How to Rent With Poor Credit

Everyone needs a place to call home, but if you have a low credit score, finding a new place to live may prove challenging. Buying a home is one option, but lenders reviewing your application will take note of poor credit and likely deny the request. There's always the option of renting. But in this...More...

Alternative Energy Funds - A Great Investment

With the popularity of clean energy, carbon reduction and Earth friendliness, it would seem that investments in alternative energy funds would be virtually risk free. But just like any emerging industry, there is no guarantee ... ...More...

How to Calculate Your Refund if You Overpaid Social Security

If you only work for one employer during the year, you should not have any problems with your employer taking out too much money for Social Security taxes. However, if you work for multiple employers, the two employers do not know how much the other withheld, so if your total income exceeds the annu...More...

Is Interest on Back Taxes Tax Deductible?

While various forms of interest expense can be tax deductible, the interest on any taxes paid to federal, state or local government can not be claimed as a deduction. Penalties associated with any interest on back taxes to a government entity are also nondeductible....More...

How to Clean Your SCUBA Octopus

Scuba diving requires lots of gear to keep the oxygen pumping through the hoses and into your lungs. An octopus is a back-up regulator that gets its name from the radiating hoses out of its center. Because the scuba gear is crucial to safety and survival it needs proper cleaning and care after each ...More...

Can a Bank Take From One Account to Pay Off Another?

You can give your bank permission to transfer funds from your deposit account to pay a debt. However, in some circumstances your bank can deduct money from your deposit accounts to settle your unpaid debts without having to obtain your consent. State banking laws vary and depending on the rules in y...More...