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Personal Finance : Business & Finance

How to Report Your West Virginia Debit Cards as Lost or Stolen

When a person speaks about a "West Virginia debit card," the description usually refers to a prepaid VISA debit card issued by Chase used to disburse unemployment benefits or child support payments in the state of West Virginia. Whether you have a WV Unemployment debit card or a WV Bureau for Child ...More...

I Want to Raise My Credit Score

Raising your credit score not only increases your chances of qualifying for a new loan or credit card, but it also decreases the interest rate you pay on borrowed money. Use several strategies to raise your credit score, some of which have an immediate effect and others that require a few years to h...More...

Salary for a Hairstylist in Arizona

Hairstylists specialize in styling a client's hair according to her wishes. These cosmetology professionals dress their client's hair to conform to the latest fashions, or they create the hairstyle appearance of a specific time period or fashion. Arizona-based hairstylists are regulated by the Arizo...More...

The Average Pay of a Professional Singer

While many average people sing in the shower, the car or in karaoke bars with dubious aptitude, the U.S. Bureau of Labor Statistics says 43,350 people were employed as professional singers or musicians in May 2010. Professional singers perform songs and may also play music instruments on stages, for...More...

Is it Legal to Close an IRA Before a Divorce?

Whether you live in a community property (CP) or an equitable distribution (ED) state, you will probably learn that your property division judge won't care whose name appears on an Individual Retirement Account (IRA) when it comes time to distribute marital property and debt. Pending distribution, h...More...

What You Need to Know When You Get Supplemental Security Income

If you have a serious, long-term disability and limited income and resources, you may qualify for Supplemental Security Income. The program is also available to financially needy people who are blind or aged at least 65. While benefit amounts can vary, SSI recipients receive monthly checks to help p...More...

Who Does the Debt Get Passed on to After Death?

Children and other relatives may worry they will be held responsible for the debt of loved one after she dies. However, debt cannot be inherited or transferred to someone else after the borrower dies. This means you do not need to worry about paying off debt you did not personally borrow or sign for...More...

How to Check My Credit Bureau

Your credit report contains information, such as payment history, outstanding and account balances, which directly affects how much you pay for insurance, whether you qualify for a loan and if an employer considers you for a position. Before applying for a loan, it is important that you to print a c...More...

Tips to Increase a Credit Score

Your FICO score affects the interest rate you'll receive on auto loans and mortgage loans. If you have a bad score, you may not qualify for such loans. Fortunately, there are ways to reverse bad credit and improve your credit score. The key is recognizing the value of maintaining a high score and ma...More...

How to Earn Cash Quick

Things come up; whether it's a bill that is past-due or an unexpected medical expense, there are occasions when we need to earn cash quick....More...

How to Rent With Poor Credit

Everyone needs a place to call home, but if you have a low credit score, finding a new place to live may prove challenging. Buying a home is one option, but lenders reviewing your application will take note of poor credit and likely deny the request. There's always the option of renting. But in this...More...

Alternative Energy Funds - A Great Investment

With the popularity of clean energy, carbon reduction and Earth friendliness, it would seem that investments in alternative energy funds would be virtually risk free. But just like any emerging industry, there is no guarantee ... ...More...

How to Calculate Your Refund if You Overpaid Social Security

If you only work for one employer during the year, you should not have any problems with your employer taking out too much money for Social Security taxes. However, if you work for multiple employers, the two employers do not know how much the other withheld, so if your total income exceeds the annu...More...

Is Interest on Back Taxes Tax Deductible?

While various forms of interest expense can be tax deductible, the interest on any taxes paid to federal, state or local government can not be claimed as a deduction. Penalties associated with any interest on back taxes to a government entity are also nondeductible....More...

How to Clean Your SCUBA Octopus

Scuba diving requires lots of gear to keep the oxygen pumping through the hoses and into your lungs. An octopus is a back-up regulator that gets its name from the radiating hoses out of its center. Because the scuba gear is crucial to safety and survival it needs proper cleaning and care after each ...More...

Budget Planning Advice

Financial experts disagree on many things, but they all tend to agree on the importance of budgeting. People seldom achieve financial stability without a financial plan known as a budget....More...

Can You Garnish Social Security Income for Unpaid Rent?

A person who moves into a residence and agrees to pay rent is legally obligated to so do. If a person fails to pay the rent, then the landlord may attempt to collect on the debt through legal force. In certain cases, the landlord may be allowed to garnish the person's income. However, a private cred...More...

How to Amortize a Home Loan

Unlike credit cards, which have minimum payment amounts that vary based on the amount owed, home loans are amortized, meaning that you pay equal monthly payments that will finish paying off the loan within a set period of time. Each monthly payment can be further subdivided into the amount that goes...More...

Tennessee Food Assistance

Federal, state and private sector food assistance programs are available to qualifying Tennessee residents. Your income, household size and need determine eligibility and benefit amounts for most programs. Apply for state or federal benefits at your local Tennessee Department of Human Services offic...More...